Hurricane season is HERE! From June 1st to November 30 Floridians will not only be experiencing warm weather, but rainy weather as well. During these Summer months it can rain almost everyday! Have you taken the right precautions to ensure your safety and security for you and your family?
In the Southern United States especially, civilians need to be aware of the damage these mighty storms can cause. Remember Hurricane Dorian? This powerful storm landed as a Category 5 and devastated a great portion of the Bahamas. Or what about Hurricane Irma? This dynamic storm was operating at 180 mph winds, touching on a good portion of Florida and terrorizing a lot of the Caribbean. Now more than ever it is significant that we prepare for the worst, because we’ve seen the worst.
According to ValuePenguin’s article, “What is Hurricane Insurance and do you need it?”, having a home insurance policy is one of the first ways to ensure your coverage. These policies can be enhanced with flood insurance as well, touching on every aspect of what homeowners need to ensure coverage. Flood insurance will cover any casualties to your home as a result of water damage and will also protect your valuables that may have been affected by an external flood or rising flood waters. ‘How will I know if I live in a hazardous area prone to flooding?’, you ask? Most communities across the nation are a part of the Federal Emergency Management Agency (FEMA) flood mapping program that will provide you with that specific information. This map is categorized by zones that range from severe flooding to very moderate, or little to no flooding.
All in all, hurricanes are dangerous and the severity they can cause should not be taken lightly. Many people have lost their homes, valuables and even their lives. If we as Americans can take advantage of ensuring our safety and security, then why wouldn’t we? A homeowners policy won’t cover everything, so flood insurance is vital. Insurance agencies are there for you in the best of times, and in the toughest of times. They will work with you to find the best policy that suits your needs. Having great insurance makes us smile, and you will too!